CAR ACCIDENTS

WHAT ARE MICHIGAN'S INSURANCE LAWS?
Michigan is a no-fault state when it comes to insurance. This means that your own car insurance company will pay for most of the losses you suffered in an accident, regardless of who was to blame for it. These are known as first-party benefits or no-fault insurance benefits.

There is a strict statute of limitations of three years to file a personal injury claim in Michigan, which means you need to contact an attorney and get started on your claim as soon as you can. Many times insurance companies work to minimize their costs by denying claims and shelling out less compensation than you deserve. This is one of the many reasons that having seasoned legal counsel can make a huge difference, especially when dealing with difficult insurance companies.
 
Our Oakland County car accident lawyer can strengthen your claim by:

• Collecting information from and questioning any witnesses

• Documenting and reconstructing the accident scene

• Contacting your insurance company

• Examining all relevant medical documentation

• Securing all police reports and accident reports

• Hiring expert witnesses
   

With an attorney from the Law Offices of Todd J. Stearn, P.C. on your side, you have a fighting chance when pursuing the compensation you need to move forward with your life.

HOW DOES NO-FAULT INSURANCE WORK?
No-fault Insurance is required by law in Michigan. The policy has three basic parts: Personal Injury Protection (PIP), Property Protection (PPI), and Residual Liability Insurance.

These three parts cover the following:

• Pay all medical costs, as well as up to 85% of your income for up to three years

• Entitle you to up to $20 a day for household services you can't perform due to an injury

• Pay up to $1 million for damage your car does to other people's property

• Protect you from being sued due to an auto accident, except in certain situations
   

When you come to us, you can be confident knowing that our firm knows what it takes to navigate the claims process and how to interact with insurance claims adjusters. Pursue your fair compensation today by calling on our firm!
 
DON'T WAIT TO BEGIN YOUR CLAIM CALL NOW!

Want to learn more about how these insurance laws apply to your case? Need to know how to navigate your accident claim? Feel free to contact our firm at any time! Whether you are dealing with a first-party or third-party claim, our legal team is prepared to help you pursue justice for your pain and suffering.
For a FREE CONSULTATION, please contact the Law Offices of Todd J. Stearn, P.C. today.
 
DRUNK DRIVING ACCIDENTS

Victims of drunk driving accidents need to work with an attorney as soon as possible to help ensure that their rights are protected and to pursue the compensation that they need. At the Law Offices of Todd J. Stearn, P.C., we are proud to offer outstanding legal counsel and dedicated representation to clients throughout Michigan, and we may be able to help you, too. If you or a loved one has been seriously injured in a drunk driving accident, you should contact our office right away. Drunk drivers are often considered dangerous, reckless individuals who put other people's lives at risk.

Victims of these accidents often suffer:

• Broken bones

• Spinal cord injuries

• Facial injuries

• Paralysis

• Long-term, catastrophic damages
   

In addition to the physical consequences that victims can suffer, the emotional damage can be overwhelming. It is important that you take the time to ensure that you receive the restitution that you deserve. To start pursuing fair compensation, talk with the Law Offices of Todd J. Stearn, P.C. right away. We are here to help you build a strong case for your injuries.

When you choose to work with our firm, we will thoroughly review your case and determine the best course of action to take that can help ensure that your needs are met. We use our experience and knowledge of the Michigan legal system to your advantage. You can be confident that your case is in good hands when you retain the assistance of a Michigan car accident lawyer from our office.
Contact our firm today to schedule a free consultation!

 
HIT & RUN ACCIDENTS

Did you know that leaving the scene of an accident is a serious crime in the state of Michigan? If you are involved in an accident, the drivers have a duty to stop and, if necessary, contact the authorities and medical services. Even if the accident occurred in the middle of traffic, fleeing the scene of an accident is a criminal offense.
 
DO YOU KNOW YOUR RIGHTS?

If you are the victim of a hit and run, do not panic! The Law Offices of Todd J. Stearn, P.C. can help you pursue the necessary restitution that you deserve and ensure that your or another party's insurance company does not back out of its legal duties.

As an accident victim, you need to understand that you have rights, including:

• Your insurance company can provide you with compensation if the at-fault driver flees the scene

• If identified, the wrongful driver could face criminal charges

• There may be compensation programs set up to help you receive restitution
   

WORK WITH OUR FIRM TODAY
In order to protect yourself and your rights, it is important that you contact an attorney as soon as possible. Our firm has extensive experience handling a variety of complicated hit-and-run cases that may assist you with your own case. Our personal injury lawyer in Michigan has in-depth knowledge of the Michigan legal system, and we are not afraid to pursue your case in a court of law if necessary.

For more information about how the Law Offices of Todd J. Stearn, P.C. can help you do not hesitate to contact our firm right away. We are committed to ensuring that the rights of our clients are fully protected and that you receive the best possible resolution to your situation in a timely and cost-efficient manner.
 
 
 
TEXTING WHILE DRIVING

Statistics show that texting while driving is a major distraction, resulting in one out of every five collisions. Thousands of people are seriously injured or killed each year because of the negligence of texting drivers. On average, over 20% of all car collisions are caused by the use of cell phones while driving. Cars that are traveling in excess of 55 miles per hour can cover the length of a football field in 5 seconds; 5 seconds is the average amount of time that a distracted driver takes his or her eyes off the road to read or send a text.
If you have been injured and are now suffering due to a car accident caused by a texting driver, it is important that you retain the assistance of our firm as soon as possible. At the Law Offices of Todd J. Stearn, P.C., we stand ready to help you recover the compensation you deserve for your pain and suffering.
 
REPRESENTATION YOU CAN TRUST IN MICHIGAN
After an accident, you may have questions or concerns regarding your injuries.
When you work with our firm, we strive to recover damages for the following:

• Lost wages

• Medical costs

• Therapy expenses

• Long-term disability

• Loss of future earnings

• Wrongful death
   

The Law Offices of Todd J. Stearn, P.C. understands how to build a strong case for our clients. We will gather all the facts, evidence, and testimonials to support your story. Our Michigan injury lawyers are here to ensure that you get the fair treatment you deserve.
 
TEAM UP WITH A MICHIGAN PERSONAL INJURY LAWYER
Our legal team can push for a settlement out of court or, if necessary, can tenaciously handle any litigation matters. For more information about how our firm can help you, contact our office today and schedule a free consultation.